Samsung is quietly testing two new tools in its Wallet app—but only if you’re in the U.S., and only if you’re part of a select group. The pilot program starts April 28 and runs through June 6. If you’re chosen, you’ll get early access to features that aim to make paying and sending money simpler, smoother, and—more importantly—less reliant on third-party apps.
Installment Payments, No Credit Check Required
The first feature in testing is Installment Payments. The idea is straightforward: instead of paying for a purchase all at once, you split the total into smaller, manageable chunks. What makes this stand out? No credit check.
That’s right—no forms to fill, no dings to your score. Just open Samsung Wallet, make a purchase, and choose the installment option at checkout. The feature works with certain Visa and Mastercard credit cards, thanks to a partnership with buy-now-pay-later company Splitit. If your card qualifies and the store supports Samsung Wallet, you’re set.
It’s a subtle but significant shift. Where many financing tools lean on credit reports, this one skips that step entirely. It’s frictionless—and kind of the point.
Send Money Without the App Shuffle
The second feature is called Send Money, and it’s designed to eliminate one of the most common payment annoyances: app compatibility.
Rather than requiring the recipient to download a specific app or sign up for a new service, Samsung lets users send money directly to someone’s debit card. No hoops, no extra steps. Tap your phone, or send funds online, and the money shows up in their linked bank account—as long as the card is connected.
It’s the kind of straightforward functionality that probably should’ve existed already. And in 2025, it finally does.
Just a U.S. Test—For Now
At the moment, both features are available to U.S. users invited into the early access program. Samsung hasn’t shared when—or if—a full rollout will follow. But this type of soft launch isn’t just about feature testing; it’s a way to gauge real-world use, gather feedback, and fine-tune the experience before making it more widely available.
An international release is likely on the roadmap, but Samsung’s playing it cool for now.
For users, the perks are clear: less friction, less waiting, and fewer apps cluttering up your wallet (digital or otherwise). For Samsung, it’s a chance to inch closer to becoming a go-to financial tool, not just a place to store loyalty cards.
